Leave a Reply

Your email address will not be published. Required fields are marked *


  1. Bonnie Metz says:

    I am an older senior citizen. Yours is the first blog I’ve ever read. I think it’s wonderful your taking care of your debt,it’s a great feeling. GOOD FOR YOU!!!

    1. Thank you so much for your kind words, Bonnie!

  2. What exciting news! Part of our reasoning for our
    current living situation (apart from the astronomical cost of living near D.C.) was to pay off a significant portion of our debt, build a nice savings net, and build our credit back up. And I’m seriously SO excited to have a plan and see that debt-free goal on the horizon. All the best & we’ll keep “following” and praying for your journey!

    1. That’s so awesome, Kobi – I’m so glad you guys were able to do that!!

  3. I can totally understand what you are going through. My husband and I decided to make a move last year to be closer to family. In the process we decided to majorly downsize on sq footage and lot size. We were very blessed in that our first home ended up being a great investment. We were able to sell our first home, pay off our mortgage and once we added in some savings we were able to purchase our current home without a mortgage. In many ways this is not a home we love (it does have some advantages) but not having a mortgage has being an amazing feeling. I’ll pray that you’re able to sell your home smoothly and find another that fits you’re needs. You’re making an amazingly brace move.

    1. That’s amazing! It’s definitely worth it to make some sacrifices for that much financial freedom! Thank you for your prayers – we’ll need them as we get started on all of this!

  4. Such exciting news!! We have been debt free for about 3 years and it is amazing!! It is worth the short term compromises to have the long term freedom. I can’t wait to follow along on your new adventure!!

    1. Thank you, Hilary! We’re SO ready to be debt-free, and we’re excited to see where this change takes us!

  5. Wow, that’s exciting! It sounds like a great idea and definitely the right decision for your family.

    Excuse my ignorance on this, but when you say ‘Pay off debt,’ do you mean mortgage as well? Or just everything else? Thanks!

    1. Thanks, Kate! I’m not talking about mortgage here – that will (hopefully) be the only debt we have remaining after this transition. We do eventually plan to try to pay it off early, but the first step for us is to get rid of all other debt. 🙂

  6. Megan Shepherd says:

    I still remember what an emotional burden our debt was on me. Most people are not willing to make the difficult choices to pay it off, so congrats on this commitment! Thinking about paying it off gave me the same emotional feels as thinking of our wedding day (this was way before we had kids). And the day we did pay it off was one of the biggest financial accomplishments of my adult life and such a gigantic relief. I can’t wait for you both to achieve that together!

    1. Thank you, Megan!! I’m SO excited to get it done, and I think it’s going to be such a relief for the both of us.

  7. I think that this is actually a pretty common thing for people in our generation. With the burden of student loans that rolls into more debt, it can feel like you are throwing your money into a bottomless pit. Our next door neighbors just did something similar and were able to pay off 2 cars and a credit card with their proceeds in the sale. I think that this is a super smart long term plan for your family.
    And, hello, blog content! 🙂 I can’t wait to follow your journey – I hope that you share a bit about the house hunting because I LOVE following house hunts!! <3

    1. It’ll be really nice to get rid of the burden of the debt! And yes, there will be SO MUCH to talk about!

  8. Wow, good luck! I’m so excited for you guys. We are in the process of doing this exact same thing right now–selling our house and downsizing in order to cut expenses and pay off some debt (as well as allow me a cushion for maternity leave). We are a month away from our closing date on both the house we’re selling and the one we’re buying, so it’s finally happening!

    Our house sat on the market for almost four months, so my advice is to price competitively! (I think that was our biggest mistake.) Will be thinking about you guys as you start this exciting journey!

    1. Congrats on selling your house!! I’m excited for you guys to get to take care of that as well – it’ll be such a relief!